buy land if you don't already own a few. you'll need to both pay cash for the land, get a land loan from a financial institution, purchase land from the seller with owner financing, or find a seller inclined to wait with the intention to get house plans and a building allow and a realtor inclined to attend months for his or her fee (rather unlikely). shopping for the land with a land loan first permits you to take the land off the marketplace so others cannot purchase it earlier than you do. It additionally lets in you lots of time to pick out house plans, submit the plans to the county for approval and gain a building permit all whilst acquiring the first-rate construction mortgage. creation loans can include the land into the construction loan best if you already very own the land with a land stability to add into the construction mortgage. pick a home building task Plan to decide the essential steps to finish the constructing system. though it is able to need to be custom designed in your specific state or county, this should help you significantly. select out a residence plan or lease an architect. There are some awesome residence plan resources at the net. simply visit Google and type in "house plans" or "architect" in your neighborhood vicinity and you will have more assets than you could deal with. if you go with a stock residence plan from the internet, you may nonetheless probably need to make a few modifications to your nearby building codes and building practices. To do this, you may possibly need to rent a nearby architect. once you select out a house plan that fits your needs and expected price range, really buy some units and begin getting anticipated bids from builders.